Terms & Disclaimer

The legal terms governing use of this website and our services.

Owner note: This is a starting template. Surplus funds recovery is regulated differently in different states — some states impose specific contract, fee, registration, or disclosure requirements. Have an attorney licensed in each state you operate in review and revise this document before publishing. Then delete this banner.

Last updated:

About this site

This website is operated by Prosperity Recovery Services. It provides general educational information about surplus funds resulting from foreclosure and tax-sale auctions, plus information about our recovery service.

Not legal advice

Information on this website is for general educational purposes only. It is not legal, tax, or financial advice. Laws regarding surplus funds vary by state and county, and they change over time. The summaries on our state pages are written in plain language and may not reflect every current detail of your jurisdiction's law. Do not rely on this site as a substitute for advice from a licensed professional in your state.

Not a law firm

Prosperity Recovery Services is not a law firm. We do not represent clients in legal proceedings, and our staff are not acting as your attorneys. Where state law requires legal filings or attorney involvement, we engage licensed attorneys in the relevant state, and that relationship will be disclosed in your service agreement.

No guarantee of recovery

Past recoveries do not predict future outcomes. We make no guarantee that any specific claim will be successful, that any specific amount will be recovered, or that any deadline will be met by a court or other office outside our control. We will give you our honest assessment of your chances based on the records available, but the final outcome depends on facts and decisions that are not fully within our control.

Our fees

Our fees are described in the written service agreement we provide before any work begins on your behalf. We do not charge upfront fees. If we do not recover funds for you, you owe us nothing.

How we communicate

By contacting us through this site or by phone, you consent to be contacted in response. You may withdraw that consent at any time by telling us. Communications are not encrypted unless we explicitly use a secure channel.

Confidentiality

Information you share with us in connection with a claim review or active case is treated as confidential and used only for the purposes described in our Privacy Policy and your service agreement.

Use of this site

You agree not to use this site to transmit unlawful, harassing, or harmful content; to attempt to gain unauthorized access to any system; or to scrape or copy substantial portions of the site for republication without permission.

Links

This site may link to third-party websites for your convenience. We are not responsible for the content, accuracy, or privacy practices of any third-party site.

Limitation of liability

To the maximum extent permitted by law, Prosperity Recovery Services and its principals, employees, and agents are not liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of this site. Use of this site is at your own risk.

Governing law

These terms are governed by the laws of the State of South Carolina, without regard to its conflict of law principles.

Changes

We may update these terms from time to time. The "last updated" date will reflect the most recent change.

Contact

Questions? Reach us at or .