Recently lost a property to foreclosure or tax sale? You may be owed money.
When a home sells at foreclosure or tax auction for more than the debt owed, the leftover money — the "surplus" — often belongs to the former owner or their heirs. We help you find it and claim it.
No upfront fees. No obligation. We only get paid if you do.
Find out in minutes — at no cost.
We search public records and let you know if a recovery is possible.
- No upfront fees
- Confidential review
- All 50 U.S. states
- You only pay if we recover funds
Surplus funds, simply explained.
When a property is sold at a foreclosure or tax auction, the goal is to pay off what's owed — the mortgage, back taxes, fees, and costs of the sale. But sometimes the property sells for more than that total.
The leftover money has a name: surplus funds. By law, that surplus generally belongs to the former owner of the property — or, if they've passed away, to their heirs.
Despite that, billions of dollars in surplus funds sit unclaimed across the country every year, because most people are never told the money exists.
Read the full explainerA simple example
Property sold at auction for:
$220,000
Total debt and fees owed:
– $135,000
Surplus that may belong to the former owner:
$85,000
Illustrative example only. Actual amounts vary by case.
Simple, transparent, and risk-free.
You don't pay us anything unless we recover funds for you. Here's the whole process.
Free Claim Review
Tell us about the property. We search public records to confirm whether surplus funds exist and whether you're likely entitled to them. No cost. No obligation.
We Do The Work
If there's a valid claim, we prepare the paperwork, file with the right agency or court, and handle communication on your behalf. You see every document.
You Get Paid
When the funds are released, you receive your share. We take a flat percentage only if you're paid. If the claim is unsuccessful, you owe nothing.
This money may already legally belong to you.
If you owned the property at the time of the foreclosure or tax sale — or if you're an heir, surviving spouse, or court-appointed representative of the previous owner — the surplus is generally considered your property under state law.
Former property owners
If you owned the home or land that was foreclosed on or sold for unpaid taxes, you are typically the first in line to claim any surplus.
Heirs and surviving family
If the previous owner has passed away, surviving spouses, children, or other heirs may have a right to the funds — even years later.
Court-appointed representatives
Executors, administrators, and legal representatives of an estate can pursue claims on behalf of the rightful party.
Surplus funds don't wait forever.
Every state sets a deadline for claiming surplus funds. After that window closes, the money is typically transferred to the state's unclaimed property division — and in some states, eventually to the state's general fund, where you may lose the right to claim it altogether.
Deadlines vary widely. Some states allow only a few months. The sooner you check, the better.
See deadlines for your stateFind the rules for your state.
Surplus funds laws vary state by state — who can claim, how long you have, what proof is required. Use our state map to see a plain-English summary of the rules where the property is located.
Answers to what people ask first.
Find out, for free, in minutes.
Tell us about the property. We'll search the records and let you know if a claim is possible — at no cost and no obligation.
Start My Free Claim Review